ER Doc Advisor - Financial Planning & Taxes for Emergency Physicians

Ep 43: Your Personal Finance Reset: What Every MedSpa Owner Should Review Before Year-End

Here we are again — the final stretch of the year. Whether you’re running holiday promotions, closing out treatment packages, or taking a moment to breathe between clients, the end of the year naturally creates a pause — the kind that invites you to take inventory of your personal financial life, not just the numbers, but the habits and behaviors behind them.

So in today’s episode, we’re going to talk about reflection — what to review, what to evaluate, and how to think about your financial life heading into a new year. And then we’ll wrap up with the key year-end deadlines you need to know before the calendar flips.

WHAT YOU’LL LEARN:

  • Why year-end is the smartest time to review personal finances.
  • How to evaluate whether your 2025 income supported your lifestyle.
  • Why income success doesn’t always translate into savings success.
  • How inflation and seasonal dips shaped your 2025 spending footprint.
  • Why spending velocity can derail long-term financial stability.
  • How lifestyle fragility develops for MedSpa owners with fluctuating income.
  • Why a satisfaction audit reveals more than traditional budgeting.
  • How subscription creep quietly grows and how to reset it yearly.

Tags:

medspa, year-end planning, lifestyle creep, spending velocity, personal finance review, financial resilience, inflation and spending, lifestyle design, tax deadlines, subscription audit, financial planning

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