Today’s episode uses a seemingly straightforward scenario to explore how those decisions actually work under the hood. And more importantly, why the framework you use to think about them matters far more than the specific outcome.
WHAT YOU’LL LEARN:
- Why guaranteed income streams often feel safer than they really are.
- How discount rates change the true value of future payments.
- The long-term impact of inflation on fixed, nominal cash flows.
- How opportunity cost quietly reshapes “break-even” math.
- Why taxes matter less than structure when comparing these options.
- The hidden risks of relying on systems you don’t control.
- How asset ownership differs fundamentally from financial promises.
- Why longer time horizons demand more flexibility, not more guarantees.
Tags:
MedSpa, retirement planning, opportunity cost, discounted cash flow, financial decision making, guarantees vs growth, annuities, lump sum decisions, inflation risk, long-term planning
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