In this episode, we break down the hidden friction between investment returns, taxes, inflation, and lifestyle — and why “living off the return” is far more complicated than it sounds.
WHAT YOU’LL LEARN:
- Why investment returns don't equal spendable cash.
- How sequence of return risk can silently destroy a well-funded retirement.
- Why your account type dramatically changes your tax bill.
- How inflation erodes purchasing power even when your portfolio balance stays intact.
- Why 59½ (not 65) is the real penalty-free retirement access age.
Tags:
MedSpa, cash flow, retirement withdrawal strategy, sequence of return risk, traditional IRA taxes, Roth conversion, IRMAA Medicare surcharges, inflation retirement, living off portfolio, retirement income planning, medspa financial planning
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